Goals & Programs

The goals of the Housing Division are to develop viable urban communities by providing decent, affordable housing as a suitable living environment, and to expand economic opportunities, principally to persons of low- and moderate-income. Funding is provided through federal and state grants.

To achieve our goals, the following programs have been developed:

Disaster Recovery Programs 

When available, this program is funded through the SHIP grant program and provides funding up to $10,000 for emergency repairs following a natural disaster.  Assistance is provided in the form of a Deferred Payment Loan over a one-year period. 

Emergency Repair Program

When available, this SHIP program provides a maximum $10,000 forgivable loan to assist eligible low-income Titusville homeowners to address immediate life and/or health safety hazards. Assistance is in the form of a grant with no repayment.

First-Time Homebuyer Program 

When available, this program provides forgivable loans to low-income first-time homebuyers for down payment or closing costs assistance.  Loans are provided in the form of a second mortgage at terms of 5, 10, or 15 years. 

Energy Efficiency and Weatherization Program

When available, this program is funded through the SHIP grant program and provides forgivable loans up to $40,000 for improvements to owner-occupied housing to improve the energy efficiency of the home.  Loans are provided in the form a Deferred Payment Loan (lien) at terms of 5, 10, or 15 years.

Housing Rehabilitation Program

When available, this program is funded through the HOME and SHIP grant programs and provides a forgivable deferred loan (lien) for single-family residential units up to $75,000 for repairs and improvements to owner-occupied homes within the city limits of Titusville to address code violations and substandard living conditions. Assistance is in the form of a Deferred Payment Loan (DPL) over a 5, 10,15, or 20 year period.  

Tenant Assistance Program

When available, this program is funded through the SHIP program, and provides a one-time subsidy payment for rent and utilities (up to three months) to low-income renter-occupied households residing in the city limits of Titusville. Payments are made directly to the landlord and utility provider on behalf of the qualified household.  Assistance is provided in the form of a grant. 

Programs

The Department provides funding and oversees the implementation of the following programs:

  • Neighborhood Revitalization Programs
  • Senior Nutritional Meal Program (also known as Meals on Wheels) through Aging Matters of Brevard
  • Supportive services for domestic violence victims through the Women's Center
  • Supportive services for those experiencing homelessness through Community of Hope, Inc.
  • Senior transportation program through Brevard Alzheimer's Foundation, and
  • Financial assistance payments for renter and homeowner households through Catholic Charities.